Abstract
In the wake of the Great Recession, growth in employment rates and small gains in the construction and housing sectors have indicated that the national economy is on the road to recovery. Yet, these first signs of improvement are not experienced enjoyed equally across the population. The number of seniors at risk of outliving their financial resources remains unacceptably high. Utilizing the Senior Financial Stability Index (SFSI), 1 just over one-in-four older Americans was found to be insecure in 2004, and that number increased to more than one-in- three by 2008. As of 2010, just over one-third of all older Americans remained economically insecure, indicating no significant improvement over the previous two years.